EUR thousand |
|
2025 |
|
2024 |
|---|---|---|---|---|
IT expenses |
|
35,436 |
|
34,028 |
Security costs and other real estate expenses |
|
32,532 |
|
26,182 |
Rental and ancillary rental expenses |
|
24,489 |
|
25,815 |
Expenses for insurance premiums and loss events |
|
22,794 |
|
20,242 |
Legal, advisory and audit fees |
|
20,159 |
|
17,465 |
Other personnel expenses |
|
14,067 |
|
15,806 |
Expenses from onerous contracts |
|
9,622 |
|
18,236 |
Other neutral expenses |
|
4,853 |
|
2,142 |
Administrative expense and contributions |
|
4,707 |
|
5,303 |
Other taxes |
|
3,773 |
|
2,524 |
Distribution costs |
|
2,896 |
|
3,866 |
Expenses for training |
|
2,286 |
|
2,264 |
Expenses for foreign exchange losses |
|
1,707 |
|
589 |
Postage and printing costs |
|
1,125 |
|
1,263 |
Losses on asset disposals |
|
862 |
|
1,587 |
Other |
|
9,184 |
|
6,603 |
Total |
|
190,491 |
|
183,914 |
Further disclosures on expenses from onerous contracts can be found in note 29.